Refer a borrower

Know a business or nonprofit that could use capital?

We make commercial loans to small businesses and nonprofits committed to doing good work in their communities. If you know someone who's ready to grow, put us in touch.

Why refer?

You care about the success of the small businesses and nonprofits in your community. We're more than a lender — we're a creative partner.

How borrowers use our loans

  • Bridge funding — awaiting payments or reimbursements from contracts and grants
  • One-time investments — equipment, furniture, fixtures, facility upgrades, or inventory and supplies
  • Working capital — rent, utilities, operating costs, payroll, accounts receivable financing, or refinancing high-interest debt

Get paid to refer borrowers

Earn $500 to refer great businesses. As a thank-you to community champions who introduce us to impact-driven organizations we haven't met yet, we offer a referral bonus of $500 upon disbursement of capital to the referred borrower.

To be eligible, your introduction must lead to our full underwriting process — including impact, financial, and management underwriting, a conditional commitment letter, and final approval by our investment committee.

Borrowers referred prior to December 7, 2021, are not eligible for the referral bonus.

 

What referrers can expect

To be eligible for the referral bonus, the champion’s introduction of a New Mexico-based potential borrower to the Mission Driven Finance team must lead to our full underwriting process, including but not limited to impact, financial, and management underwriting, conditional commitment letter, and final approval by our investment committee.

The $500 referral bonus would then be paid to the referrer once capital has been disbursed to the borrower.

Borrowers referred prior to December 7, 2021, will not be considered for a referral bonus.

As conditions of participating in our program, you agree to not do any of the following:

  1. Make a materially false or misleading statement or representation to a prospective borrower about the terms or conditions of a prospective loan; Advertise, print, display, publish, distribute, or broadcast any statement or representation with regard to the conditions for making or negotiating a loan that is false, misleading, or deceptive, or that omits material information that is necessary to make the statements made not false, misleading, or deceptive.

  2. Commit an act that constitutes fraud or dishonest dealings.

  3. Fail to safeguard a prospective borrower’s personally identifiable information.

Know a good candidate for a loan?
If you think they’re doing good for the community and have the potential to grow, put us in touch!