Homebuilding Investment Fund

With San Diego Habitat for Humanity

If housing were available at an affordable cost to all San Diegans, city households would have $2.4 billion more in disposable income to spend in the local economy, creating jobs and supporting local businesses.
— San diego housing commission

Building a brighter future for San Diego families

Mission Driven Finance and San Diego Habitat for Humanity have partnered to provide an impact investment opportunity to accelerate Habitat’s family homebuilding efforts.

This $2M Homebuilding Investment Fund allows Habitat to acquire and build new home sites quickly, while still empowering low-income families to build equity as they purchase the homes with generous 30-year mortgages.

The Homebuilding Investment Fund enabled accredited investors to support the community with additional housing our region desperately needs.

Habitat for Humanity

San Diego Habitat for Humanity brings people together to build homes, communities, and hope. Habitat was founded on the conviction that every man, woman, and child should have a simple, decent and affordable home to live in dignity and safety.

See more about San Diego Habitat for Humanity

Homeownership allows families to save more, invest in education, live in a healthier environment, and have more financial stability. Those effects ripple out into the community.
— Lori holt pfeiler, CEO
San diego habitat for humanity


Explore the Homebuilding Investment Fund

For 30 years, San Diego Habitat for Humanity’s proven and trusted model has offered families the stability, security, and opportunity for intergenerational success and resiliency that affordable homeownership provides.

In San Diego, fewer than 51% of residents can afford to own a home.

In one of the least affordable markets in the country, the average cost of a home continues to soar upwards of $600,000—outpacing the $275,000 benchmark definition for affordable housing set by the Department of Housing and Urban Development (HUD).

The San Diego region has much to gain from ensuring that every family, every child, and every individual has a safe, secure, and stable place to call home. When homeownership increases, communities thrive. Civic engagement, public safety, and small business success rates increase, while pre-existing blight and crime tend to decrease.

The Homebuilding Investment Fund offers an immediate and tested opportunity to scale much needed access to affordable housing for San Diego families. This fund creates new, replicable models for various stakeholders and citizens to come together to finance and spur innovation for affordable housing in the San Diego region and across the country.

Construction Underway

Comm22 Site in Logan Heights neighborhood

  • 11 three- and four-bedroom townhomes
  • 1,300 – 1,450 square feet each
  • Access to public transportation
  • Will provide low-income families of 3-8 with dignity and shelter

The Homebuilding Investment Fund is an asset pool of MDF Fund I, LP which is managed by Mission Driven Finance, LLC.

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