people wearing safety vests walking in a warehouse

Advance California

Loans for businesses & nonprofits across California

Why Mission Driven Finance

Mission Driven Finance is a private impact investment firm dedicated to building a financial system that ensures good businesses have access to sufficient, affordable capital. We make commercial loans to lower middle market (LLM) businesses, small businesses, and nonprofits committed to doing good in their community. We offer more than just loans—we provide support to help you reach your vision.

What you can expect

Loans for:

  • Businesses and nonprofits in California that prioritize community impact and do not fit SBA, microloan, or bank criteria, and where our debt complements grants or equity rounds in enabling operations, expansion, or a project to succeed
  • Growth capital loans
  • Working capital and term loans
  • Project finance
  • Bridge loans

Size and terms tailored to support businesses & nonprofits ranging from $1 million to $100 million in revenue:

  • $350,000–$1.5 million
  • 11.5% interest rate* + closing fee
  • 3–30 month terms
  • $250 application fee to start underwriting

Customized structures available

  • Flexible amortization
  • No prepayment penalty
  • No minimum credit scores required
  • No personal guarantees required*
  • Islamic financing available
  • Revenue-based financing available

*Limited good stewardship guarantees may be required in certain circumstances.

Creating Coding Careers

Meet portfolio company Creating Coding Careers

Creating Coding Careers (CCC) recruits and trains individuals who may have otherwise felt a career in tech was inaccessible. Through their three-phase program—pre-apprenticeship, paid apprenticeship, and job placement—CCC empowers promising, but overlooked talent with the skills and connections to grow their tech careers.

Advance Strategy portfolio makeup

Advancing an inclusive economy

%

Nonprofits

%

Owned or led by women

%

Owned or led by people of color

Take the first step in getting a loan

Mission Driven Finance submark