Capital for Entrepreneurs Creating Healthier Communities
Loans for small businesses & nonprofits in CA, GA, IN, MO, TX
FUELING YOUR MISSION TO CREATE HEALTHIER COMMUNITIES
Are you a small business owner or nonprofit leader dedicated to improving physical, social, or behavioral health?
Thanks to a partnership with Elevance Health Foundation, we are providing accessible and affordable financing to small businesses and nonprofits like yours to drive health access. This funding is designed to empower organizations that are making a difference in under-resourced communities by advancing physical, social, and behavioral health outcomes.
Who should apply?
We invite you to apply if your company or organization:
- Serves communities in key states: California, Georgia, Indiana, Missouri, or Texas
- Supports individuals with physical disabilities or health challenges. You provide essential products or services to those managing physical disabilities or chronic conditions such as diabetes, heart disease, cancer, maternal/child health issues, or physical issues related to aging.
- Addresses behavioral or mental health needs. You offer direct support for individuals facing behavioral or mental health challenges, including care for substance abuse, depression, anxiety, and social isolation, or age-related mental health concerns.
- Tackles societal factors impacting health outcomes. You provide access to nutritious food, language translation services, racial justice initiatives, immigrant advocacy, or other programs that help individuals understand and navigate health information to make informed decisions.
We are particularly interested in organizations that serve historically marginalized or socially vulnerable communities—including but not limited to people of color, women, and low-to-moderate-income individuals—or that employ a workforce largely comprising individuals from these communities.
What you can expect
Loans for:
- Health-related small businesses and nonprofits owned by, led by, or serving people from communities of color, women, and/or low-to-moderate income individuals in:
- California
- Georgia
- Indiana
- Missouri
- Texas
Size and terms tailored to support small businesses & nonprofits
- $100,000–$500,000
- Loans from 6 months to 5 years
- Fixed interest rate of Prime minus 1% (6% as of this writing)*
- $250 application fee, plus up to 3% closing costs
Customized structures available
- No credit score required
- No personal guarantees
- No prepayment penalty
- Option for revenue-based financing for flexible payment schedules
- Option for Islamic financing
*Effective October 31, 2025, and is subject to change. “Prime” refers to the U.S. Prime Rate, the interest rate banks use as a base for setting rates on loans. This rate is influenced by the federal funds rate, set by the Federal Reserve. See the latest U.S. Prime Rate at wsj.com/market-data/bonds/moneyrates.
(Note: This fund is not able to provide financing to any provider that bills for reimbursement from Commercial, Medicaid, and/or Medicare insurance. This includes healthcare providers and facilities that receive reimbursements for both traditional and specialized services that work within the regulatory frameworks of Medicaid and Medicare.)
About funding partner Elevance Health Foundation
Elevance Health Foundation is the philanthropic arm of Elevance Health Inc. The Foundation works to advance health equity by focusing on improving the health of the socially vulnerable through partnerships and programs in their communities with an emphasis on maternal and child health, substance use disorder, and food as medicine. Additionally, the Foundation responds to disasters when their communities need them most. Learn more at elevancehealth.foundation.
Meet the portfolio*
- Abide Women’s Health Services in Texas supports the improvement of maternal health outcomes through the development of a new birthing center offering holistic, evidence-based care.
- Challenge Center in California works to improve the quality of life and increase independence of seniors, people of all ages with disabilities, and their families, through extended physical therapy and specialized health and wellness programs, while providing financial assistance to individuals with low income.
- EXCEED in California offers vocational training, job experience, and life skills to adults with disabilities, empowering them for independent living.
- Firefly Wellness in Georgia provides evidence-based therapy services to adults, teens, and children struggling with anxiety, depression, and neurodevelopmental differences.
- Psyched Services in California supports children’s behavioral and social health by collaborating with school psychologists and families.
- Tierras Indígenas Community Land Trust in California aims to preserve the culture of San Diego neighborhoods such as Barrio Logan by expanding access to affordable housing, promoting local art and culture, and creating pathways to homeownership for low-income residents.
- Wish Well in California supports therapy and empowerment through coaching for youth.
*As of December 31, 2025
Take the first step in getting a loan
