Finance Your Vision

Accessible and affordable impact-based financing

Mission Driven Finance provides hands-on support and technical assistance to small businesses, social enterprises, and nonprofits in the San Diego region interested in applying for an impact-based loan.

Important COVID-19 information:

  • For 501(c)(3) nonprofit organizations impacted by COVID-19: We are offering low-to-no-interest loans for nonprofits serving San Diego County. For more information and to apply, please visit sandiegosbnlp.org/nonprofits.
  • For small businesses impacted by COVID-19, please check out Accion Serving Southern California.

See additional COVID-19 resources here.

What do we look for?

What do we look for?

  • Businesses located or operating within San Diego or Imperial counties
  • Post-startups seeking growth
  • Commitment to doing good in the community but not a fit for other lenders

What can you expect?

What can you expect?

  • $100,000 to $500,000 loans
  • 6-month to 5-year loan terms
  • 8.5% interest rate
  • $250 application fee & 1% to 1.5% closing costs
  • Islamic financing available
  • No credit score required
  • No personal guarantees
  • No prepayment penalty

Our Lending Focus

Through our flagship Advance Strategy, we make commercial loans* of $100,000 to $500,000 to tenacious small businesses and nonprofits in San Diego that are committed to advancing economic opportunity, but find themselves in a capital gap. We look for “tweens“—businesses that don’t fit SBA, microloan, or bank criteria—where our investment will be the tipping point enabling a project to succeed. Interested in learning more? Here are five things to know about getting an impact-based loan.

*Mission Driven Finance also offers transactions structured in accordance with Islamic financing principles.

Bayside Community Center

"Working with Mission Driven Finance is unlike working with traditional lenders. The process transcended customer service and was more about relationship building; they take more time to get to know the people and figure out possibilities to have a positive transformational experience. I've had that experience with a bank where we are looked at as profit and loss. You don't get to make a compelling case."

Dr. Corey Pahanish, Former Executive Director

Mission Driven Finance
2020-10-14T14:29:36-07:00

Dr. Corey Pahanish, Former Executive Director

"Working with Mission Driven Finance is unlike working with traditional lenders. The process transcended customer service and was more about relationship building; they take more time to get to know the people and figure out possibilities to have a positive transformational experience. I've had that experience with a bank where we are looked at as profit and loss. You don't get to make a compelling case."

Friends of Willow Tree

"The process of working with Mission Driven Finance gave us a chance to look at every component of the business so we can be in the strongest position to serve our students.”

Bethany Chaffin, Director

Mission Driven Finance
2020-05-14T15:43:07-07:00

Bethany Chaffin, Director

"The process of working with Mission Driven Finance gave us a chance to look at every component of the business so we can be in the strongest position to serve our students.”

Angels Foster Family Network

“Our borrower-lender check-ins and relationship with Mission Driven Finance are much more of a partnership than a discussion about payments. Mission Driven Finance asked good questions. The collaboration is very clear—It was more than just a loan; the relationship continues to bring about positive ripple effects.”

Jeff Wiemann, Executive Director

Mission Driven Finance
2020-10-14T14:28:03-07:00

Jeff Wiemann, Executive Director

“Our borrower-lender check-ins and relationship with Mission Driven Finance are much more of a partnership than a discussion about payments. Mission Driven Finance asked good questions. The collaboration is very clear—It was more than just a loan; the relationship continues to bring about positive ripple effects.”

Skinny Gene Project

"Unlike other lending institutions that appear fixated on the bottom line, Mission Driven Finance seemed driven to propel our mission forward. Because of them, that’s exactly what we’ll do."

Marlayna Bollinger, Executive Director

Mission Driven Finance
2020-05-14T14:12:19-07:00

Marlayna Bollinger, Executive Director

"Unlike other lending institutions that appear fixated on the bottom line, Mission Driven Finance seemed driven to propel our mission forward. Because of them, that’s exactly what we’ll do."

San Diego Habitat for Humanity

"Your team’s commitment to community and doing good is really inspiring. You stuck with us to make this happen—thankful for your partnership."

Karen Begin, Director of Development

Mission Driven Finance
2020-08-31T17:53:21-07:00

Karen Begin, Director of Development

"Your team’s commitment to community and doing good is really inspiring. You stuck with us to make this happen—thankful for your partnership."

Moniker Group

"The process of connecting with your team and figuring out if we are the right fit was quite refreshing. Mission Driven Finance not only has some really good people but also I just feel like my company matters rather than just some numbers on a spreadsheet.”

Ryan Sisson, CEO & Founder

Mission Driven Finance
2019-12-20T14:36:20-08:00

Ryan Sisson, CEO & Founder

"The process of connecting with your team and figuring out if we are the right fit was quite refreshing. Mission Driven Finance not only has some really good people but also I just feel like my company matters rather than just some numbers on a spreadsheet.”

The Way Back

"Once I heard about Mission Driven Finance’s mission, I knew it matched our core beliefs. I believe in doing good and doing well at the same time. And the technical assistance that Mission Driven Finance provided alone is worth the interest."

Chris Thomas, Executive Director

Mission Driven Finance
2020-08-31T17:52:03-07:00

Chris Thomas, Executive Director

"Once I heard about Mission Driven Finance’s mission, I knew it matched our core beliefs. I believe in doing good and doing well at the same time. And the technical assistance that Mission Driven Finance provided alone is worth the interest."
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Mission Driven Finance


Mission Driven Finance is committed to upholding transparent and fair lending practices as a signatory of the Small Business Borrowers’ Bill of Rights.

Ready to explore impact-based financing?